Hi, we’re Terrie and Hai! We’re first-generation immigrants—Terrie from Mexico and Hai from Vietnam—and the Lord brought us together to build a life full of faith, family, and financial freedom. Together, we have four amazing children, and our journey has been anything but ordinary.

We only have high school diplomas—no college degrees—but we’ve learned the hard way that life isn’t about credentials. We’ve been broke, buried in hundreds of thousands of dollars of debt, and in the early days, our marriage struggled under the weight of it all.

Through God’s guidance and some drastic lifestyle changes, we committed to living debt-free, continuing to learn, and investing in our marriage. Today, we’re proud to say we’re completely debt-free, and our marriage has never been stronger.

Back in 2015, we started our YouTube journey just doing whatever felt fun. Little did we know, those humble beginnings would turn into a platform where God could use us to impact thousands of people we’d never have reached otherwise.

Through Finance Faith Family, we share our journey—our struggles, lessons, and victories—to inspire others to take control of their finances, build thriving marriages, and grow stronger, healthier relationships, all while keeping Faith at the center.